Accidental Death Insurance
Accidental Death Insurance or AD&D covers death by accidental means, as opposed to death by natural causes like old age. It also covers dismemberment, for example if you were to lose use of certain body parts. Usually, to qualify for 100% of the dismemberment insurance, the injury may need to involve the loss of two limbs or both eyes.
There is a schedule that lays out the precise percentage of the total that will be paid for "partial dismemberment." For example, if one were to lose one limb or lose sight only in one eye.
To learn more about accidental death insurance, contact us at 818-246-7222.
Legacy Partners Insurance & Financial Services, Inc has proudly served the insurance needs of clients in these areas:
- North Hollywood
- Studio City
- Sherman Oaks
- Los Angeles