Why Last Expense Protection?
As you approach your final days, the last thing you want to leave your loved ones is the burden of final expenses such as funeral costs, medical bills and legal fees.
Average funeral expenses can run $7,3101 costing upward of $9,2602 loved one will die, but we can take steps now to make sure that funeral costs and other final expenses will be covered when the time comes.
Why leave your loved ones with a financial burden while they are dealing with a loss? Final Expense product can give you the peace of mind that your final expenses are covered.
What Is a Final Expense Policy?
A Whole Life Guaranteed policy helps ensure that your family may be supported in the future.
An insurance policy provides financial protection to those who depend on your assistance every day.This is how it works.
- Up to $25,000 in coverage
- Guaranteed coverage for ages 45-85
- No medical exam or health questions
- Benefits never reduce due to age or health
- Affordable premiums that never increase
- Builds cash value to borrow against
Policy also includes a graded death benefit. If death occurs from natural causes (not accidental) during the policy’s first two years, the beneficiary will receive all premiums you paid plus 20 percent. Once the two year period ends, the beneficiary will receive the policy’s full benefit.
If you have any questions about this type of policy, speak with one of our licensed insurance agents today. Our agents can help you determine which policy and coverage level is suitable for your needs.