Legacy Partners
Call us: 1.855.966.6884
Long Term Care Insurance
Services > Long term care insurance

Long Term Care Insurance for Burbank, Glendale, Hollywood, Los Angeles, Pasadena, Sherman Oaks, CA and Surrounding Areas

Long Term Care is a Family Matter

When you are in your 30's, it may not be necessary to think about long term care issues. However, this should be the time to have the conversation with your parents and older family members to determine what they want to do should the need arise for them.

If you are in your 40's and 50's, you should start thinking about your own family's future and what long term care issues may lie in the future. This is when you want to talk with family and consider the following questions:

Long Term Care Services

Long term care services may include help with activities of daily living (bathing, eating, dressing, toileting, continence and transferring), home health care, respite care, hospice care, adult day care, care in a nursing home, or care in an assisted living facility. It may also include care management services, which will evaluate needs and coordinate and monitor the delivery of long term care services.

If you ever have a long term illness or a chronic condition, you may require extended care at home, in an assisted living facility or nursing home. It is hard to know if and when one will need long term care and how much a long term care event may cost, but there are some statistics that may help.

Statistics:

So whether you are looking to help protect your parents, yourself or your children from the ramifications of a long term care event, Long Term Care insurance may be a solution that you and your family consider.

Long Term Care  is your choices for independence and financial security.

Long term care insurance (LTCI) may help you cover costs which can be steep.It can help you maintain your financial freedom and give you the flexibility to participate in making choices that impact your care, services you receive, where you receive them and who provides the care you need.

 

1http://www.ssa.gov/planners/lifeexpectancy.html

2 "Long-Term-Care Insurance: Who Needs It? " Morning Edition, NPR, May 2012.

3 AARP. Beyond 50.2003: A Report to the Nation on Independent Living and Disability, 2003 (11 Jan 2005).

4 Medicare & You. National Medicare Handbook, Centers for Medicare and Medicaid Services,revised November 2012. For copies of this publication call 1-800-Medicare