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Life Insurance
Services > Life Insurance

Life Insurance for Burbank, Glendale, Hollywood, Los Angeles, Pasadena, Sherman Oaks, CA and Surrounding Areas

About life insurance

Life insurance can be the foundation of your financial strategy and can help you leave a lasting legacy.

It provides financial protection for your beneficiaries when you die. Some life insurance policies also accumulate cash value, offering a living benefit that can be used for supplemental retirement income, funding for a child's education or cash for emergencies.

Types of Life Insurance Offered

1. Term Life - temporary coverage for a specific period of time. The initial cost is generally lower than permanent insurance, and it gives you a good start to get a protection your family needs. Some term life policies can be converted to permanent life policies at a future date, ask your agent about it.

2. Permanent Life – lifetime protection, no matter how long you live. Many policies are designed with a cash accumulation feature for added financial flexibility.

* Access to cash values through borrowing or partial surrenders can reduce the policy's cash value and death benefit, increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured.